Commercial Combined

While your clients can of course purchase separate policies, advising them to combine their cover under one policy reduces the task of sourcing, renewing, and claiming on their insurance.

With limits up to £5million (with lower sub-limits on certain coverage extensions) our Commercial Combined cover can include any of the following:

All Risks Property Damage
Cover any loss or damage to your client’s property and materials.

All Risks Business Interruption
Ensure that the financial loss your client suffers when its operations are halted does not impact them in the long term.

All Risks specified business equipment
Ensure your clients avoid disruptions due to damage or loss of crucial property or equipment.

Employers’ Liability
Tick off this legal requirement if you have any employees: full-time, part-time, or temporary.

Public Liability
Personal cover for legal costs from claims brought against your client by members of the public.

Products Liability
Ideal if you are a distributor or manufacturer of a product. This cover protects you against loss, damage or illnesses that could be caused by your goods.

Legal Expenses
Create certainty around uncertain risks before the event and protect your clients should their business be taken to court.

Goods in Transit
Cover on the move goods while they are in transit for loss or damage, from loading, temporary short stay storage to the off-loading process.

Money
Safeguard your client’s profits, whether they are held on company premises, on contract sites, in transit, carried in person or at home.

Terrorism
Cover potential losses and liabilities that could occur due to terrorist activities