It should be considered where title risk needs to be assessed and transferred across multiple assets, particularly where the speed, scale or asset mix of a transaction makes conventional title analysis difficult or impractical. It transfers the financial consequences of title risk rather than resolving each underlying issue individually.
Specialist underwriting for portfolio title risks.
Portfolio Title insurance protects against title risks that could affect the ownership, funding, value or disposal of assets held at scale. It provides a way to assess and transfer title risk across multiple properties within a single transaction.
From straightforward portfolio trades to complex acquisitions, refinancings and restructurings, MX Underwriting provides specialist underwriting backed by commercial judgement. Whether you're placing a clean portfolio or a transaction where speed, scale, asset mix or diligence limitations make conventional title analysis difficult, our underwriters will work with you to create the right solution.
Our appetite
We consider title risk across acquisitions, refinancings, restructurings, portfolio trades and asset-backed investments, structured around the party requiring protection:
- Good and marketable title
- Unknown title risks
- Identified or known title risks
- Search risks
- Buyer or owner protection
- Lender-only protection
Why MX?
Whether you're placing a straightforward portfolio or a complex, multi-asset transaction, our underwriters will work with you to structure cover around the requirements of the transaction.
We assess the portfolio as a whole, while also considering asset-specific issues where required.
Our expert underwriting team can take account of:
- Certificates of title and reports on title
- Searches and search results
- Asset schedules
- Lender requirements
- Transaction documentation
The result is cover structured around the actual risk profile of the portfolio, rather than a standard, one-size-fits-all approach. This supports transactions where speed, scale, asset mix or diligence limitations make conventional title analysis difficult or impractical.
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FAQS
Yes. Cover can be structured for buyer or owner protection, or on a lender-only basis, depending on the party requiring protection, subject to underwriting.
Our underwriting can take account of certificates of title, reports on title, searches, asset schedules, lender requirements and transaction documentation. We assess the portfolio as a whole, while also considering asset-specific issues where required.
We can consider title risks including unknown defects, identified title issues and search-related risks, subject to underwriting.