Liability Cover

Our experienced Liability underwriters combine strong technical expertise with a practical approach to risk assessment. We work closely with brokers to find solutions for complex risks, considering factors such as claims history, Health and Safety Executive (HSE) prosecutions and County Court Judgements (CCJs) on their individual merits. Single, large and fortuitous losses are assessed in context, helping brokers secure cover for clients that may fall outside a standard market appetite.

We can consider cases that fall outside standard market appetite, including:

• Businesses with an adverse claims history where the circumstances are understood
• Contractors working at unlimited height and depth
• Work at high-risk locations, and incidental offshore, airside or trackside exposures
• Temporary work outside the UK, and exports to North America including associated visits
• Single project Contractors All Risks (including Existing Structures, Employers’ and Public Liability and JCT 6.5.1 cover)

Alongside our Liability offering, we support our mainstream wholesale London Market broker partners with access to London Market solutions for more complex and non-standard risks. Our underwriters work closely with brokers to understand individual client requirements and deliver pragmatic, tailored solutions where a traditional company market approach may not be suitable.