Specialist Terrorism insurance for commercial and residential risks.

Terrorism cover sits outside most standard Property policies. Where a client’s building, portfolio or business interruption exposure is not protected by their main placement, a standalone Terrorism policy can cover that gap.

MX underwrites Terrorism risks on behalf of its insurers, across a wide range of residential and commercial risks. We write both binder and open market business, allowing us to consider risks that fall outside standard appetite.

 

Our definition of Terrorism

“An act of Terrorism means an act, including the use of force or violence, of any person or group(s) of persons, whether acting alone or on behalf of or in connection with any organisation(s), committed for political, religious or ideological purposes including the intention to influence any government and/or to put the public in fear for such purposes.”

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Why MX?

MX combines specialist Terrorism underwriting expertise with broad market access and a flexible approach to placement. We support brokers with high sums insured and capacity across all terrorism zones, including Zone A, and can consider both binder and open market business. With options such as day one uplift, non-damage business interruption and denial of access cover, as well as the flexibility to structure cover around individual client requirements, we work with brokers to deliver tailored solutions for a wide range of risks. Our definition of Terrorism includes acts committed by individuals acting alone, as well as acts committed by groups or organisations.

We also offer flexibility around dates, policy periods and limits, allowing clients to insure only the assets they require without the need to mirror underlying placements or comply with underlying policy conditions. Additional extensions, including Public Liability and terrorism cyber cover, can also be considered where required.

 

The Zorinn Advantage

With MX, you gain access to Zorinn, our trading platform.

  • Quote, edit, bind risks, and download documents to send directly to your clients
  • Make mid-term adjustments, endorsements, cancellations or NTUs
  • Automated renewals generated one month before the renewal date
  • Access your policies 24/7
  • No per-organisation user limit applies
  • Secure hosting in Europe, with 128-bit encryption
  • Claim notification feature and monthly account reconciliation
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Who we work with

We support brokers acting for:

Commercial property owners and portfolio owners

Residential property owners and managing agents

Political and religious organisations

Retail, leisure and hospitality businesses

Businesses with premises in high-profile or Zone A locations

Related covers

  • Property Owners insurance




    Protect your client's occupied and unoccupied Property risks with solutions tailored to their risks.

  • Commercial Combined insurance




    Support your clients with flexible, comprehensive cover designed for a wide range of business sectors.

  • Terrorism Liability insurance




    Please contact James Woolerton.

  • Terrorism Cyber Insurance




    Please contact James Woolerton.

Contact us

  • James Woolerton

    07503742676
    JWoolerton@mxunderwriting.com

    Managing Director - Special Risks