Claims arising from clinical negligence or professional error in the provision of healthcare, including misdiagnosis, treatment errors, surgical or procedural error and failures in patient care. Cover is subject to underwriting and to policy terms, conditions, limits and exclusions.
Medical Malpractice insurance, available through The MPLC as part of MX, provides protection against legal liability arising from claims of injury, harm, or financial loss suffered by a patient or other eligible claimant as a result of alleged clinical negligence, mistakes, or omissions.
Established in 2001, The MPLC combines specialist expertise in Medical Professional Liability insurance with a strong commitment to delivering exceptional client service.
Developing long-term partnerships has been central to The MPLC’s success. Our experienced team is focused on delivering tailored insurance solutions that allow your clients to concentrate on what matters most: delivering quality patient care.
As the healthcare landscape continues to evolve, The MPLC continues to enhance its offering to provide greater value to clients while remaining guided by its core principles of Integrity, Dedication, and Expertise.
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Clients can benefit from cover for:
- Clinical negligence and malpractice claims
- Indemnity and legal costs associated with a claim
- Errors and omissions in treatment or advice
- Breach of professional duty
- Loss of Documents
- Public Liability
- Products Liability
Typical exposures covered
- Misdiagnosis or delayed diagnosis
- Surgical or procedural errors
- Incorrect treatment or medication
- Failure in patient care or aftercare
- Breach of professional duty
WHY MX and The MPLC?
We combine strong broker relationships with specialist healthcare underwriting expertise. Together, we provide access to Medical Malpractice solutions designed around the individual specialties, services and clinical exposures of healthcare organisations and medical professionals.
Brokers benefit from direct access to experienced underwriters who understand the complexities of clinical risk and can support both straightforward and more specialist healthcare placements. This collaborative approach helps deliver responsive service, technical expertise and tailored cover for a broad range of Medical Malpractice risks.
We provide:
- 24/7 claims handling and claims management service, including a manned legal helpline.
- An online claims solution (ClaimPro) which provides real-time access for key clients to their claims and supports the analysis and reporting of claims trends.
- Experienced monitoring counsel working in conjunction with local legal experts to ensure high standards are maintained.
- Transparent claims handling and ground-up reserving by an expert team with medical and legal expertise.
- Close monitoring of legal spend/cost control.
- Educational services, seminars and support. We are happy to offer assistance with talks on any pressing legal or medical issues, including risk management tools.
FAQS
Who needs Medical Malpractice insurance?
Healthcare professionals and organisations providing medical services, including private providers, clinics, consultants, allied health professionals and healthcare groups.
Is Medical Malpractice insurance the same as Professional Indemnity?
It is a specialist form of professional liability written for healthcare. It is structured around clinical risk and patient harm, which a general professional indemnity wording is not designed to address.