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Why MX Special Risks?

Our definition of Terrorism is wide:

“An act of Terrorism means an act, including the use of force or violence, of any person or group(s) of persons, whether acting alone or on behalf of or in connection with any organisation(s), committed for political, religious or ideological purposes including the intention to influence any government and/or to put the public in fear for such purposes.”

  • Extensive coverage
    High sum insured limits per location with binder and open market solutions — no risk is too large or too small.
  • Flexible Property insurance
    Insure individual properties or businesses, and as a portfolio owner, choose which properties to cover.
  • No average clause
    Set a first-loss sum insured without needing to determine the full reinstatement value of your premises.
  • Top-rated security
    Policies underwritten by a UK-based insurer rated A (Excellent) by AM Best and A3 by Moody’s.
  • Affordable premiums 
    Affordable premiums offered as standard and flexibility to net down or work to your target where require
  • Competitive rates
    Low premiums and rates available for all zones, including Terrorism Zone A.
  • Instant quotes
    Get instant quotes and bind all standard risks immediately.
  • Automatic sub-limits 
    Coverage includes sub-limits for Denial of Access, Failure of Public Utilities, and Seepage/Contamination/
    Pollution.
  • Enhanced coverage
    Option to include up to £10M in Chemical, Biological, Radioactive, and Nuclear (CBRN) cover by referral. Additional option to include Terrorism Public Liability (PL) and Terrorism Cyber extensions. 
  • Flexible terms
    Policies can be agreed upon for periods longer than 12 months.
  • Low excess
    Enjoy a low excess of £250.
  • Comprehensive protection
    Non-Damage Business Interruption and Denial of Access cover included as standard, extending to a one-mile radius.

What sets us apart?


  • We empower our broker partners to win and retain business with competitive rates and high sum insured limits

  • We offer higher commissions than most composite insurers for Terrorism coverage

  • We provide your clients with policies that offer excellent coverage, strong security, and outstanding value for money

  • Day one uplift of up to 50% available
  • Market-leading levels of flexibility, expertise and collaboration. Tell us what you need to achieve for your client and we will do our utmost to deliver
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The Zorinn advantage

With a MX Special Risks agency you get access to Zorinn, our user-friendly trading platform. 

  • Instantly quote, edit, bind risks, and download documents to send directly to your clients
  • Make mid-term adjustments, endorsements, cancellations, or NTUs with ease
  • Enjoy automated renewals generated one month before the renewal date
  • Access your policies 24/7, from anywhere in the world.
  • Manage an unlimited number of users within your organisation
  • Benefit from secure hosting in Europe, with 128-bit bank-level security
  • Utilise the claim notification feature and reconcile your monthly accounts seamlessly
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Contact us

Talk to one of our specialists for more information about protecting your clients’ Terrorism risks.

Simply fill out the form, including a brief message about your enquiry, and a member of our specialist team will be in touch with you shortly to help you with your query.

Alternatively, you can call or email using the information provided below.

T: +44 (0) 203 858 0039

E: specialrisks@mxunderwriting.com