The challenge
The client, a civil engineering contractor, specialises in strengthening and structural repairs across various structures, including ground improvement and underpinning projects. Their operations involve working at hazardous locations such as:
- Bridges and tunnels (excluding underground or underwater work)
- Chimneys and listed buildings
- Docks
- Chemical plants
However, their existing insurance policy couldn’t fully accommodate the scope of their business activities, leaving gaps in coverage for Liability and Contractors All Risks (CAR).
The specialist solution
Recognising the need for a bespoke solution, MX Commercial tailored a policy to cover the client's full range of activities, including operations at the above high-risk sites.
Leveraging our market-leading service, Russell Brown, Lead Liability Underwriter, ensured a swift response to the broker’s submission, providing a comprehensive proposal within 48 hours. This proactive approach demonstrates our commitment to delivering tailored solutions for complex risks.
The outcome
The client secured the coverage they needed, with a bespoke policy addressing all their risk requirements. The swift turnaround allowed them to focus on their operations with confidence, knowing they were comprehensively insured. This, combined with a premium of £29,250 + IPT, underscores the value of working with an insurer capable of understanding and accommodating unique risk profiles.
Find out more
Learn more about our Liability solutions or get in touch with our team to discuss your client’s unique requirements.
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