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Offerings

Our teams offer a range of bespoke insurance solutions for your clients. Click the tabs to explore our specialist offerings for complex and varied insurance requirements.

 

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Real Estate

Make your assets more bankable by protecting your investments and mitigating risks that knock property developments and portfolio values off track.

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Renewables

Unlock more development opportunities with our range of tools designed to help you drive your transition to renewable practices.

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Mergers & Acquisitions

Further ensure your business goals go to plan by wrapping your M&A risks up into one efficient policy.

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Commercial
Commercial Combined

Choose a comprehensive package to suit most of your insurance needs, with flexible limits that are suitable for businesses across a range of sectors.

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Liability

A flexible solution for specialist Liability insurance cover designed for your clients’ contractors across a variety of trades.

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Property Owners

Protect your more complex cases with solutions that most insurers cannot provide, including options for DSS Lets and Unoccupied Properties.

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Special Risks
Terrorism

Comprehensive Terrorism coverage for all types of commercial and residential risks including political and religious properties.

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MXC Online
MXC Online

We understand the importance of efficiency in your work, which is why we’ve created MX Commercial Online (MXC Online), an easy-to-use online tool with 24/7 access. Obtain and bind quotations for:

  • Primary Employers’ and Public Liability
  • Contractors All Risks (CAR)
  • Excess of Loss
  • Unoccupied Property
  • Property Owners risks 
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At MX, we understand the value in staying up to date with the latest knowledge, trends and news. Our blog posts will keep you informed and share updates on the team and our offerings.

 

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Specialist Spotlight: Tim Skilton
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MX Commercial case study: Tailored...
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MX insider: November 2024
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MX is a people-focused business with two key objectives: being a good colleague and hitting the numbers.

 

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MX Commercial case study: Tailored Commercial Combined solution for multi-operational family business

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MX Commercial case study: Tailored Commercial Combined solution for multi-operational family business

 

The challenge

A family-run business, wholesaling work clothes (including embroidery), printing and manufacturing signage and vehicle graphics, and manufacturing general joinery, faced multiple challenges due to the diverse nature of their operations. Additionally, they rented out steel containers for storage of customer goods. Operating from a standard industrial unit, their premises included a joinery shop with woodworking machinery, adding a layer of complexity to their insurance needs.

The business required comprehensive coverage to protect against potential risks such as theft, property damage and business interruption, alongside liabilities associated with their operations. Their previous insurance only partly met their needs, leaving them vulnerable to significant financial loss.

The specialist solution

Understanding the intricate needs of the client, MX Commercial crafted a tailored insurance solution that encompassed the full spectrum of their operational risks. The policy included:

  • Material Damage: Coverage for eight steel storage containers, tenants' improvements, stock in trade and trade contents on a declaration linked basis, ensuring all tangible assets were protected.
  • Business Interruption: Insurance on an estimated annual gross profit basis, covering potential losses from business interruption due to unforeseen events.
  • Liabilities: Comprehensive Public and Product Liability coverage, ensuring protection against claims of up to £2,000,000.

Additionally, MX Commercial incorporated specific endorsements to address unique risk factors such as flammable storage exclusions, minimum physical protections and portable heating exclusions, ensuring robust coverage while managing potential hazards effectively.

The outcome

The tailored solution provided by MX Commercial resulted in significant peace of mind for the client. The business now enjoys comprehensive coverage that aligns with their diverse operations, reducing the risk of financial loss from potential incidents. With a well-structured insurance policy in place, the company can focus on its core activities, confident that they are protected against a wide array of risks. The solution not only addressed the immediate insurance needs but also positioned the business for sustainable growth by mitigating unforeseen financial disruptions.

 

Find out more about our Commercial Combined solution, or contact the MX Commercial team.

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Visit the MX Commercial section of our website to discover more about our products.

More articles

MX Commercial case study: Tailored insurance solution for a high-risk civil engineering contractor
Posted on 11 December 2024
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MX insider: November 2024
Posted on 26 November 2024
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MX Commercial case study: Using MXC Online to deliver a tailored CAR solution for complex groundworks and plant hire risks
Posted on 10 September 2024
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© 2025 MX - MX Underwriting Limited is authorised and regulated by the Financial Conduct Authority (FRN: 514681). Registered Address: 6th Floor, One America Square, 17 Crosswall, London, England, EC3N 2LB. Registered in England and Wales. (Company No. 05545292).
MX Underwriting Limited is part of the Specialist Risk Group.
 
MX Risk Solutions:
T: +44 (0) 203 409 9510
E: enquiries@mxunderwriting.com
 
© 2025 - MX Commercial is a trading name of GB Underwriting Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN: 304281). Registered Address: 6th Floor, One America Square, 17 Crosswall, London, England, EC3N 2LB. Registered in England and Wales. (Company No. 4692971).
GB Underwriting Limited is part of the Specialist Risk Group.
 
MX Commercial:
T: +44 (0) 1376 515 702
E: commercial@mxunderwriting.com
 

© 2025 - MX Special Risks Limited is an Appointed Representative of GB Underwriting Limited which is authorised and regulated by the Financial Conduct Authority (FRN: 304281). Registered Address 6th Floor, One America Square, 17 Crosswall, London EC3N 2LB. Registered in England and Wales. (Company No. 04692971). GB Underwriting Limited is part of the Specialist Risk Group. 

MX Special Risks:
T: +44 (0)203 858 0039
E: specialrisks@mxunderwriting.com